Washington Auto insurance Washington auto insurance is compulsory for all drivers in Washington. You can secure Washington auto insurance through numerous insurance agents and brokers. You need to carry such insurance for protection from unnecessary hassles and expenses in case of any accident. This coverage comes in handy to meet medical expenses, damage claims, etc. even if accident is not due to your fault. What is the available coverage? Washington auto insurance makes it compulsory to have liability coverage. Minimum limits of such bodily injury coverage are $25,000 per person per accident, $50,000 for all bodily injuries in an accident, and $10,000 for damages to property in an accident. This is for split limits and liability coverage for combined single limit is $60,000. You cannot receive coverage beyond total amount under combined limit for all injuries and damages in an accident. It is better to increase your liability coverage limits of Washington auto insurance as minimums may not help you meet all your claims in case of any accident. Rather, they may not suffice your lawsuits. Washington auto insurance does not make it mandatory for you to buy other coverage like uninsured or underinsured motorist, collision, comprehensive, personal injury protection, etc. It is however, compulsory for insurance company to offer you such coverage, you have the final word whether you need or do not need such coverage. Personal injury protection offers $10,000 for medical expenses, wage compensation for a full year, compensation for loss of services, and $2,000 for funeral expenses in case of death due to accident. Some companies offer higher coverage rates for personal injury protection. Washington auto insurance offers you opportunity to waive or reduce such non-mandatory coverage. You only need to sign a waiver or reduction form informing your decision. Where to look for my auto insurance You can shop for your Washington auto insurance on the Internet with help of different tools and search engines. You can fill up query forms to receive instant quotes from various insurance companies. You can compare and review these quotes to select the most suitable and affordable insurance coverage for your vehicle |
